When you look beyond short-term cash flow, appreciation is what really builds wealth in real estate. And over the past five years, both Albany and Schenectady have quietly outperformed many other Upstate markets.

Appreciation (2020–2025)

• Albany: +28%
  
• Schenectady: +32%

While these numbers aren’t as flashy as some coastal metros, they’re far more sustainable. For context, markets like NYC saw steep dips during corrections, but Albany and Schenectady kept moving steadily upward—proof of their market stability.

Why Investors Should Care

• Steady Growth → Predictable appreciation lowers risk and supports long-term exit strategies.
• Equity Building → A $250,000 Schenectady property in 2020 is now worth about $330,000. That’s nearly $80,000 in equity growth—and that’s before factoring in rental income.
• Market Confidence → Growth here isn’t just inflation. It’s tied to job creation, affordability, and strong rental demand, giving investors confidence in their portfolios.

👉 Case Study: An investor who bought a triplex in Albany for $300,000 in 2020 would see it valued around $384,000 today, while also collecting steady monthly rent over those five years. That’s the power of combining equity growth + cash flow.

The Investor Takeaway

For buy-and-hold investors, appreciation is the silent wealth-builder. Both Albany and Schenectady show you don’t need risky, explosive markets to build long-term value. Instead, you get steady equity gains + reliable rental income—a winning combination for 2025 and beyond.

Want to see which Albany or Schenectady properties are positioned for the next 5 years of growth? Let’s connect.